Business Insurance

Commercial Vehicle

Covers business-use vehicles against accidents, fire, theft, and third-party liabilities

Smart Business Solution

Comprehensive package combining key business protections under a single policy

Property Secure Plus

Bundled property insurance covering fire, theft, and other major business risks

Fire Insurance

Provides compensation for loss or damage to property caused by fire or lightning

Fire Secure Insurance

Enhanced fire protection with additional benefits for business continuity

Fire Consequential Loss

Covers loss of profit or revenue following a fire or insured property damage

Industrial All Risks

All-encompassing coverage for factories or plants against accidental physical loss

All Risks Insurance

Flexible policy protecting business assets against accidental loss or damage

Burglary Insurance

Covers business-use vehicles against accidents, fire, theft, and third-party liabilities.

Plate Glass Insurance

Covers business-use vehicles against accidents, fire, theft, and third-party liabilities.

Mobile Equipment Insurance

Insures movable machinery or tools against accidental damage or theft

Fidelity Guarantee Insurance

Protects employers against financial losses due to employee dishonesty or fraud

Money Insurance

Covers loss of cash, cheques, or securities during transit or within business premises

Trade Credit Insurance

Protects businesses against non-payment or default by commercial debtors

Marine Cargo Insurance

Covers goods in transit by sea, air, or land against loss or damage

Marine Hull Insurance

Provides coverage for physical damage to ships, vessels, and related machinery

Public Liability Insurance

Protects businesses from legal liability for third-party injury or property damage

Product Liability Insurance

Covers liability claims arising from defective or harmful products

General Liability Insurance

Broad protection against various third-party liabilities faced by businesses

Directors & Officers Liability

Safeguards company directors and officers against personal liability for management decisions

Professional Indemnity

Covers professionals against claims of negligence or errors in their services

Employer’s Liability Insurance

Protects employers from legal liability for workplace injuries or employee illness

Errors & Omissions

Provides coverage for financial loss arising from unintentional professional mistakes

Contractor’s All Risks Insurance

Covers construction projects against physical loss or damage during the build phase

Erection All Risks Insurance

Protects erection or installation works against accidental damage during assembly

Electronic Equipments

Insures computers and electronic devices against damage or breakdown

Civil Engineering Completed Risks

Provides post-completion coverage for infrastructure and civil engineering works

Machinery Breakdown Insurance

Covers repair or replacement costs for machinery damaged by sudden breakdown

Machinery Breakdown Loss of Profit

Compensates for loss of income resulting from machinery breakdown

Deterioration of Stock in Cold Storage

Protects perishable goods from spoilage due to refrigeration failure

Boiler Insurance

Covers explosion or damage to boilers and associated pressure equipment.

Storage Tank Insurance

Provides coverage for accidental damage or leakage of storage tanks

Group Hospital & Surgical

Offers hospitalisation and surgical benefits for employees under group coverage

Group Personal Accident

Provides accident and disability protection for employees under one policy

BizTravel Insurance

Corporate travel coverage for employees on local or overseas business trips

Workmen’s Compensation

Mandatory coverage for employee injuries or fatalities arising from work duties

Foreign Worker Hospitalisation & Surgical Insurance (SKHPPA)

Provides hospital and surgical benefits for foreign workers in Malaysia

Foreign Worker Insurance Guarantee

Covers employer’s bond obligations to the immigration department for foreign workers

Bond Insurance

Provides financial guarantee for performance, payment, or license obligations